Top 10 Ecommerce Credit Card Processors in 2021

An e-commerce merchant account is pertinent for an online merchant willing to sell more and earn more profits by reaching out to bigger audiences. As more and more customers now prefer paying through their credit cards rather than cash, you might be missing out on countless business opportunities if you are still not accepting credit cards.

If you sell your merchandise or services online, you can benefit immensely from an e-commerce merchant account. You can start accepting credit cards, debit cards, and ACH payments to your online store through this account. The account also helps ensure that your customers have a smooth and safe experience buying from your online store. A merchant account serves as a contract between a credit card processor and a merchant.

When looking for ecommerce credit card processing solutions, it is important to know about the fees, contract terms, and other aspects of your e-commerce merchant account. There are many e-commerce payment processors in the USA that you can choose from for setting up your merchant account and connecting your account with one of the most reliable payment gateways in USA. In this post, we will talk about the top 10 e-commerce credit card processors in the USA.

Top 10 Ecommerce Credit Card
Processors in the USA in 2021

#1 Square

One of the leading e-commerce credit card payment processing companies in 2021, Square accepts all types of payments – right from various credit cards, such as Visa, American Express, UnionPay, JCB, and MasterCard among others. They have no hidden fees and no long-term commitments, which means you may add/remove your payment processor whenever desired.

#2 Payment USA

Payment USA is a top-rated, credit card processor and one of the most trusted names among ecommerce and retail merchants looking for the best payment processing solutions in the USA. Payment USA is suitable for retail & e-commerce businesses of all sizes. Payment USA offers the best, fair, and transparent pricing with no unpleasant surprises later on. Merchants can sign up for e-commerce payment solutions with Payment USA and start accepting credit card payments right away.

With Payment USA, you don’t have to pay a higher fee depending on the size of your transactions and business. With payment processing solutions from Payment USA, merchants can streamline their business, manage funds better, ensure better cash inflow, and enjoy a competitive advantage.

This company caters to the payment processing needs of low-risk merchants as well as high-risk merchants in the e-commerce & retail sector.

#3 Stripe

This is also one of the best credit card payment processing companies for retail and e-commerce businesses. This company has been offering its services to some of the renowned and top-notch organizations as well.

#4 Helcim

Helcim is also is a renowned e-commerce credit card processor for small size e-commerce merchants that do not have huge transactions. If you want to set up your own credit card processing system, Helcim can help you with that.

#5 Payment Depot

This is one of the greatest e-commerce payment processing solutions providers that cater to high-volume merchants and charge a very low transaction fee.

#6 Amazon Pay

We all are familiar with Amazon as one of the most popular e-commerce platforms today. With Amazon Pay, Amazon’s payment service, businesses can start accepting digital payments easily and securely. However, for startups and small businesses, the fee may not be affordable. There is no doubt about the quality of services you should expect from Amazon Pay.

#7 Shopify

Shopify is not just a credit card processor. It is a one-stop solution for various business needs and allows you to host your e-commerce store and build it as per your choice and accept payments as well. Shopify payment services to are available for online stores and the company also extends credit card payment processing with a free trial period of 14 days.

#8 Apple Pay

Apple Pay payment solution attracts merchants that are using an iPhone and run their online store. Apple Pay is convenient and secure.

#9 Payline

Payline is amongst the top e-commerce credit card processing companies in 2021 and it offers affordable and great payment processing plans for merchants.

#10 National Processing

This is also a great credit card processor that can be relied upon for setting up your e-commerce merchant account and connecting it with one of the best payment gateways in the USA.

Summing Up

Of all the options discussed above, you can choose a credit card payment processing company as per your business size, transaction needs, fees associated, level of trust, and transparency offered. You may talk to the experts like those at Payment USA to assist you in better decision making.

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