Contractor Payment Processing

Payment Processing for Contractors Who Work on Job Sites, Not in Offices

You're on a roof, under a house, or inside a wall. The last thing you need is a clunky payment setup. We give contractors mobile processing, invoice payment links, and rates that make sense for high-ticket jobs.

  • Mobile and on-site payment acceptance
  • Invoice payment links via text or email
  • Optimized rates for large job payments
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Trusted by 5,275+ merchants
Contractor working on a residential construction project
520+
Contractor Clients
$1,850
Avg. Job Payment
$18
Avg. Savings Per Job
⭐ 4.8 on Google Β· Trusted by 5,275+ MerchantsπŸ”§ Contractor & Trades SpecialistsπŸ’° No Hidden Fees🏒 15 Years in Business⭐ 4.8 on Google Β· Trusted by 5,275+ MerchantsπŸ”§ Contractor & Trades SpecialistsπŸ’° No Hidden Fees🏒 15 Years in Business⭐ 4.8 on Google Β· Trusted by 5,275+ MerchantsπŸ”§ Contractor & Trades SpecialistsπŸ’° No Hidden Fees🏒 15 Years in Business⭐ 4.8 on Google Β· Trusted by 5,275+ MerchantsπŸ”§ Contractor & Trades SpecialistsπŸ’° No Hidden Fees🏒 15 Years in Business
The Contractor Problem

Keyed-In Payments Are Costing You a Fortune

Most contractors key in payments manually or send invoices that get paid online. On bundled pricing, these "card not present" transactions get hit with the highest rates β€” sometimes 3.5% or more.

On a $3,000 HVAC job, that's $105 in fees. With the right pricing structure, it could be $65. Multiply that across every job and you're leaving thousands on the table each year.

Contractor Solutions

Processing That Goes Where the Job Goes

Mobile payments, invoice links, and rates built for the trades.

Free Statement Audit

We'll show you what keyed-in and invoice payments are really costing per job.

Interchange-Plus Pricing

The only fair model for high-ticket keyed-in payments. See real cost on every transaction.

Invoice Payment Links

Text or email a payment link to the homeowner. They pay, you get funded. Simple.

Mobile Processing

Accept cards on the job site with a phone or tablet. No bulky terminal needed.

No Contracts

Month-to-month. You're busy enough without worrying about cancellation fees.

Real Support

When you're on a job and have a payment issue, you need someone who picks up immediately.

Trades We Serve

From HVAC to General Contractors

HVAC

Heating & cooling contractors

Plumbing

Residential & commercial

Electrical

Wiring & panel work

Painting

Interior & exterior

General Contractors

Remodels & builds

Handyman Services

Multi-trade repairs

If you do the work and need to get paid on site, we've got you covered.

What Merchants Say

Trusted by Businesses Nationwide

"Invoice payment links changed everything. Homeowners pay before I even leave the job site now."
Derek M.
HVAC Contractor, Dallas
"I was paying 3.4% on keyed-in payments. Payment USA got me to 2.5%. That's $200/month in my pocket."
Chris B.
Electrician, Fort Worth
"No contracts and real support. First processor that actually treats contractors like real businesses."
Jason T.
General Contractor, San Antonio
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You Built It. Now Stop Overpaying to Get Paid for It.

Upload a recent statement and we'll show you how much keyed-in and invoice payments are really costing your business.

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What Merchants Are Saying on Google

Real reviews from real business owners, pulled live from our Google Business Profile. Nothing edited, nothing filtered.

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