Stop Overpaying on Credit Card Processing
Most merchants are overpaying by 20–40%. Find out what you're losing — upload a statement for your exact numbers, or answer five quick questions if you don't have one handy.
Instant Analysis
AI-powered extraction analyzes your statement in seconds
Junk Fee Detection
We flag unnecessary fees that processors try to sneak in
Savings Calculator
See exactly how much you could save with better rates
Get Your Free Savings Review
Answer a few quick questions below and we'll show you what you qualify for and where the savings are.
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60-Second Results
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What Our Customers Say
Trusted by businesses for transparent pricing, savings, and support.
"Great company to do business with. I can always call when I need help. And the prices and the rates are really good. I've used several different companies in the past only to be surprised by hidden fees. Not with Payment USA."
Terri N.
8 reviews · Google Review
"Amazing experience! We've worked with many payment companies in the past, but this one has been the best by far in terms of both customer service and savings."
Jason R.
1 review · Google Review
"Highly recommend Payment USA to any business looking for a trustworthy, efficient, and supportive payment processing partner. Five stars all the way!"
Gat G.
1 review · Google Review
Trusted by thousands of businesses
Common Questions
What do I need to upload?
Your monthly merchant processing statement (PDF or photos). This shows all your fees and transaction volume.
Is my data secure?
Yes. Your statement is encrypted and only used for analysis. We never share or sell your information.
What are "junk fees"?
Junk fees are charges like PCI compliance fees, statement fees, and batch fees that add no value but inflate your bill. Our analyzer flags every one.