Cash Discount Program — Dual Pricing Made Simple

Cash Discount Program: Eliminate Credit Card Processing Fees

U.S. merchants paid $187.2 billion in credit card processing fees last year — up 9.3% from the year before. In this video, Chase James of Payment USA breaks down how a compliant cash discount program (also called dual pricing) lets most businesses legally reduce their processing fees to near zero in all 50 states, the critical legal difference between cash discount and surcharging, and real examples of liquor stores, auto shops, and dry cleaners saving $500–$1,900 per month.

No obligation. Just clarity.

A compliant cash discount program (also called dual pricing) lets your business pass credit card processing fees to the cardholder while customers paying with cash get a discount. Payment USA builds Visa- and Mastercard-compliant cash discount programs with $0 monthly processing cost, free terminals for qualifying merchants, no contracts, and clear, customer-friendly signage. Most merchants save $400–$2,400 a month from day one.

  • 100% compliant with Visa & Mastercard regulations — legal in all 50 states
  • Projected 30% increase in adoption by 2027 — businesses are switching fast
  • Free equipment for merchants processing $25,000+/month
  • No long-term contracts — leave anytime, no penalties
  • Headquartered in Texas — serving businesses nationwide
Trusted by 5,275+ merchants
$540
Average Monthly Savings
50/50
Legal In All States
$0
Your Processing Cost
⭐ 4.8 on Google · Trusted by 5,275+ Merchants🔒 No Contracts, Ever💰 $0 Processing Fees🏢 15 Years in Business⚖️ Legal in All 50 States🎁 Free Equipment Available⭐ 4.8 on Google · Trusted by 5,275+ Merchants🔒 No Contracts, Ever💰 $0 Processing Fees🏢 15 Years in Business⚖️ Legal in All 50 States🎁 Free Equipment Available⭐ 4.8 on Google · Trusted by 5,275+ Merchants🔒 No Contracts, Ever💰 $0 Processing Fees🏢 15 Years in Business⚖️ Legal in All 50 States🎁 Free Equipment Available⭐ 4.8 on Google · Trusted by 5,275+ Merchants🔒 No Contracts, Ever💰 $0 Processing Fees🏢 15 Years in Business⚖️ Legal in All 50 States🎁 Free Equipment Available
The Real Problem

You're Losing Money Every Time a Customer Swipes a Card

Most business owners know they pay credit card processing fees. Very few know their actual effective rate. Your quoted rate and your real rate are almost never the same number. Interchange markups, batch fees, PCI compliance fees, statement fees, regulatory fees — they add up quietly, month after month, year after year.

A business processing $100,000 a month at a 3% effective rate isn't just paying $3,000 a month. They're paying $36,000 a year. Over five years, that's $180,000 — gone. Not to inventory, not to payroll, not to growth. To a processor.

And here's what most processors won't tell you: they raise your rate after the first year. That "1.79% qualified rate" they sold you on? It's designed to look good on paper. But once interchange downgrades, mid-qualified surcharges, and non-qualified penalties hit your statement, your real cost is 3% or higher — and climbing.

The cash discount model eliminates this entirely. You post a card price, offer a discount for cash, and keep 100% of your revenue. No processor markups. No hidden fees. No surprises. Unlike surcharging, cash discount programs are legal in all 50 states and fully compliant with Visa and Mastercard regulations.

How It Works

A Compliant Program — Built the Right Way

We don't just flip a switch. We build your cash discount program from the ground up to ensure full compliance, customer clarity, and zero risk.

Fully Legal in All 50 States

Unlike surcharging, the cash discount model has no state restrictions and no card brand registration requirements. It's a protected pricing practice under federal law.

Terminal Programmed & Tested

We configure your terminal to automatically calculate and display the cash discount. Your staff doesn't have to do any math — the system handles everything.

Professional Signage Provided

Clear, compliant signage that explains pricing without confusion. Customers understand the program before they ever reach the register.

Clean, Compliant Receipts

Receipts clearly show the card price and the cash discount. No ambiguity, no surprises, no customer complaints. Everything is transparent.

Staff Training Included

We train your team on how to explain the program to customers. Most interactions take less than 10 seconds. We give your staff the exact words to use.

Post-Launch Check-In

We don't disappear after setup. We check in after your first week to make sure everything is running smoothly and answer any questions.

Best Fit Industries

The Cash Discount Model Works Best for These Businesses

Restaurants

3–5% margins can't afford 3% fees

Retail Stores

High transaction counts add up fast

Auto Repair

$200+ tickets = $6+ lost per job

Convenience Stores

High card-to-cash ratio, perfect fit

Medical & Dental

Copays and balances add up

Professional Services

Stop absorbing 3% on every invoice

Liquor Stores

High volume, tight margins

Dry Cleaners

Small tickets, big fee impact

Salons & Spas

Keep more of every appointment

If you operate on thin margins or process more than $10,000 a month, this program can meaningfully change your bottom line.

Real Numbers, Real Businesses

See What Businesses Like Yours Are Saving Every Month

These aren't hypothetical projections. These are real savings from real businesses that made the switch to a compliant cash discount program.

Park Avenue Cleaners

Dry Cleaner — Dallas, TX

Monthly Volume
$8,200
Old Rate
3.1%
Monthly
$254
Yearly
$3,048
5 Years
$15,240
"We thought $254 a month wasn't a big deal until we realized that's our entire supply budget for pressing chemicals. Now that money stays with us."

Greenfield Liquor & Wine

Liquor Store — Houston, TX

Monthly Volume
$14,500
Old Rate
2.9%
Monthly
$420
Yearly
$5,040
5 Years
$25,200
"Our average ticket is $38. At 2.9%, we were giving away over a dollar per transaction. Multiply that by 380 transactions a month and it adds up fast."

Sunrise Grocery & Deli

Grocery Store — San Antonio, TX

Monthly Volume
$31,000
Old Rate
2.7%
Monthly
$837
Yearly
$10,044
5 Years
$50,220
"Ten thousand dollars a year. That's what we were handing over to our processor. We hired a part-time employee with what we saved in the first year alone."

Reliable Auto Care

Auto Repair — Fort Worth, TX

Monthly Volume
$22,000
Old Rate
3.2%
Monthly
$704
Yearly
$8,448
5 Years
$42,240
"Our average repair ticket is over $400. At 3.2%, we were losing $12 on every single job. That's a new diagnostic tool every other month."

Maria's Kitchen

Restaurant — Arlington, TX

Monthly Volume
$18,000
Old Rate
3.0%
Monthly
$540
Yearly
$6,480
5 Years
$32,400
"In the restaurant business, 3–5% margins are normal. Giving away another 3% to a processor was like working for free one day a week. Not anymore."

Bright Smile Dental

Dental Office — Plano, TX

Monthly Volume
$26,000
Old Rate
2.8%
Monthly
$728
Yearly
$8,736
5 Years
$43,680
"Patients pay copays and balances on cards. We were absorbing nearly $9,000 a year in fees on payments that were already owed to us. That made no sense."

How much could your business save?

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Know the Difference

Surcharge vs. Cash Discount — They're Not the Same

A lot of businesses think they can just add a fee on top of credit card transactions and call it a day. That's actually called a surcharge — and it's a completely different program with completely different rules. A surcharge adds a fee to credit card transactions and is not legal in all 50 states. A cash discount program posts a card price and offers a discount for cash — fully compliant with Visa and Mastercard, legal everywhere.

Surcharge

  • Adds a fee on top of credit card transactions only
  • Not legal in all 50 states — restricted in CT, MA, PR, and others
  • Visa is actively increasing enforcement and fines
  • Cannot be applied to debit card transactions
  • Requires registration with card brands
  • Customers see an extra line item that feels like a penalty
  • High risk of non-compliance and fines up to $25,000+
RECOMMENDED

Cash Discount

  • Posts a higher (card) price and offers a discount for cash — fully compliant
  • Legal in all 50 states — no restrictions, no gray areas
  • Fully compliant with Visa and Mastercard regulations
  • Applies to all payment types — credit, debit, and cash
  • No card brand registration required
  • Customers see a discount for paying cash — a positive framing
  • Zero compliance risk when set up correctly

Visa Is Cracking Down on Non-Compliant Programs

In recent years, Visa has significantly increased enforcement actions against merchants running improper surcharge programs. Fines can reach $25,000 or more per violation, and merchants can lose the ability to accept cards entirely. The cash discount model avoids all of this because it operates under a completely different framework. You're not adding a fee — you're offering a discount. That's not just semantics. That's the law.

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Industry Trend

Cash Discount Adoption Is Projected to Increase 30% by 2027

This isn't a niche strategy anymore. Businesses across every industry are adopting cash discount programs because the math simply makes sense.

Your Customers Already See This Everywhere

Worried your customers won't accept it? They already do — every single day. Gas stations, the DMV, doctor's offices, and government agencies all use dual pricing. Fewer than 3% of customers change their behavior when a business implements a properly displayed cash discount program.

  • Gas stations — every major chain posts separate cash and card prices
  • Government offices — the DMV, county clerk, and tax offices charge convenience fees for card payments
  • Doctor's offices and medical clinics — many offer a discount for paying at time of service with cash or check
  • Convenience stores and bodegas — dual pricing has been the norm for years
  • Grocery stores — regional chains are adopting cash discount at increasing rates

Consumers are more accustomed to dual pricing than ever before. Research shows that fewer than 3% of customers change their purchasing behavior when a business implements a properly displayed cash discount program.

What Could You Do With That Money?

Every dollar you send to a processor is a dollar you can't reinvest. Here's what businesses are doing with the money they're saving:

  • Hiring additional staff during peak seasons
  • Upgrading equipment and technology
  • Running marketing campaigns to drive more revenue
  • Renovating storefronts and improving customer experience
  • Building an emergency fund for slow months
  • Paying down business debt faster
  • Giving employees raises and bonuses they've earned
  • Taking a vacation for the first time in years

Times Are Tough. They're Getting Tougher. This Is the Easiest Way to Protect Your Bottom Line.

Inflation is rising. Costs are climbing. Margins are shrinking. You can't control the economy — but you can stop handing 3% of every sale to a credit card processor. The cash discount model is the single fastest way to increase your bottom line without selling a single additional product or service.

Find Out What You're Losing →
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Why Payment USA

We Don't Just Save You Money — We Make the Switch Easy

Free Equipment for Qualifying Businesses

Processing over $25,000 a month? We'll provide your terminal equipment at no cost. No lease, no rental fees, no catch. It's yours to use as long as you're with us.

Customer Service That Actually Answers

When you call us, a real person picks up. Not a phone tree, not a chatbot, not a 45-minute hold queue. Our support team is based in the U.S. and knows your account by name.

From Small Shop to International — With Local Roots

We started as a word-of-mouth business. Most of our growth still comes from referrals, because we treat every merchant the way we'd want to be treated. We grew to serve businesses internationally, but we never lost the small-business mentality.

No Contracts. Ever.

We don't lock you in. No cancellation fees, no early termination penalties. We earn your business every single month. If we're not saving you money, you're free to leave. That's how confident we are.

Transparent Setup, Transparent Pricing

We walk you through every step of the program. You'll know exactly how it works, what your customers will see, and what your receipts will look like — before you go live.

15 Years of Industry Experience

We've seen every pricing model, every processor tactic, and every junk fee in the book. We've been in this industry long enough to know what works — and what's designed to take advantage of you.

See every cash-discount-ready device we offer →Browse all merchant terminals

Not Ready for Cash Discount?

We Also Offer Cost-Plus Pricing — The Most Transparent Model in the Industry

If the cash discount model isn't the right fit for your business, you still deserve honest pricing. Our cost-plus (interchange-plus) option shows you exactly what you're paying and why — down to the penny.

How Cost-Plus Works

With cost-plus pricing, you pay the actual interchange rate set by Visa and Mastercard — plus a small, fixed margin from us. That's it. No bundled rates hiding markups. No tiered pricing that routes your transactions to the most expensive category. No rate hikes after your first year.

  • You see the exact interchange cost on every transaction
  • Our margin is small, fixed, and never changes
  • No surprise rate increases after 6 or 12 months
  • No junk fees — no PCI fees, no batch fees, no statement fees
  • Month-to-month, cancel anytime

Cost-Plus vs. Bundled Pricing

Their "Qualified Rate"1.79% + hidden fees
Their Real Effective Rate3.1% – 3.5%
After Year 1 Rate Increase3.5% – 4.2%
Our Cost-Plus RateInterchange + small fixed margin

Most processors raise your rate after the first year to pad their margins. We don't.

Whether it's cash discount or cost-plus, we'll find the right fit for your business.

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In Their Own Words

Business Owners Who Made the Switch

We didn't write these to sound good. We asked real merchants to tell us, in their own words, what changed after switching.

"I was skeptical. I thought customers would complain. Three months in, I've had exactly two people mention it — and both of them said they understood. Meanwhile, I'm saving $540 a month. I wish I'd done this three years ago."
Maria G.
Restaurant Owner — Arlington, TX
"Payment USA didn't just set us up and disappear. They trained my staff, gave us the right signage, and checked in after the first week. That kind of support matters when you're making a change like this."
David R.
Liquor Store Owner — Houston, TX
"We switched from a surcharge program to a proper cash discount setup with Payment USA. The difference is night and day — fully compliant, clean receipts, zero customer confusion. And we're paying $0 in processing fees."
Angela K.
Convenience Store Owner — Dallas, TX
"I run a small dry cleaning shop. $254 a month doesn't sound like much until you realize that's $3,000 a year. That's a new press. That's real money for a business my size."
James L.
Dry Cleaner Owner — Frisco, TX
"What sold me was the transparency. They showed me my real effective rate — not the one my old processor quoted me. Turns out I was paying 3.2%, not the 1.9% I thought. That gap was costing me over $8,000 a year."
Robert S.
Auto Shop Owner — Fort Worth, TX
"We process about $26K a month in copays. The cash discount program saved us over $700 a month. Patients don't mind at all — they see the same thing at gas stations and the DMV."
Dr. Priya N.
Dentist — Plano, TX
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Cash Discount Loyalty Rewards

Best Rates, Best Service —And a Thank You Every Quarter.

Exclusive to ourCash Discount Programmerchants. You're already saving thousands by eliminating processing fees — we just wanted to give a little something back on top of that.

A selection of the 3,000+ gift card brands available to Payment USA Cash Discount Program merchants — Amazon, Visa, Target, Apple, Best Buy, Uber, Starbucks, Xbox, and many more
3,000+Brands · Physical, Digital & Prepaid
3,000+ Gift Cards to Choose From
Amazon, Visa, Target, Apple, Best Buy, Uber, Starbucks, Xbox, and thousands more — pick whatever fits your life or your team.
Quarterly Rewards. No Waiting.
Every three months, eligible Cash Discount merchants unlock rewards based on processing volume. No points to chase, no hoops to jump through.
Stacked On Top of Your Savings
You're already saving thousands by eliminating processing fees. The rewards are simply our way of saying thank you for choosing Payment USA.
See If You Qualify →

Rewards available exclusively to active Cash Discount Program merchants. No contracts. No catches.

The Definitive Guide

What Is a Cash Discount Program? A Plain-English Guide for Business Owners

Everything you need to know about cash discounting — how it works, why it's legal, what compliance looks like, and how it stacks up against surcharging and traditional credit card processing.

What is a cash discount program?

A cash discount program is a pricing model where a business posts a single card price and offers a discount to customers who pay with cash, check, or other non-card methods. The discount is typically equal to the cost of credit card processing — usually 3% to 4% — which means the merchant collects the full ticket price on every transaction, no matter how the customer pays. Cash discounting is also commonly referred to as dual pricing, and it's one of the few ways to legally eliminate credit card processing fees in all 50 states.

Think of it the way you already see it at the gas pump. The "cash" price is one number, the "credit" price is a few cents higher, and the customer simply chooses how to pay. That same model — done compliantly — is what Payment USA sets up for restaurants, retail stores, auto shops, medical offices, salons, and convenience stores across the country.

How does a cash discount program work?

A properly built cash discount program runs on three pieces working together: a programmed merchant terminal or POS, compliant in-store signage, and a clear receipt that shows the discount as a separate line item. Here's the step-by-step at the register:

  1. Posted price reflects the card price. Menus, shelf tags, and price lists show the regular (card) price. This is the standard price under federal disclosure rules.
  2. Customer chooses how to pay. If they pay by credit or debit card, they pay the posted card price. If they pay cash, the terminal automatically applies the cash discount.
  3. The receipt itemizes the discount. Cash receipts clearly show the original price and the cash discount line. Card receipts simply show the posted price. Nothing is added — only discounted.
  4. The merchant keeps 100% of the sale. Because the card price was set to absorb the processing fee, the business nets the same amount on every transaction.

Cash discount vs. surcharge: what's the difference?

These two programs sound alike but they're legally and operationally different. Confusing them is the single most common mistake business owners make — and one of the fastest ways to draw a fine from Visa.

  • Cash discount (dual pricing). The card price is the standard, and a discount is offered for cash. Legal in all 50 states, no card brand registration required, applies to credit and debit, and aligns with longstanding federal disclosure law.
  • Surcharge. The cash price is the standard, and a fee is added on top of credit card transactions. Surcharges are capped at 3% by Visa and Mastercard, require 30-day advance notice to the card brands and acquirer, can never be applied to debit or prepaid cards (per the Durbin Amendment of the Dodd-Frank Act), and are restricted or prohibited in Connecticut, Massachusetts, Maine, Oklahoma, and Puerto Rico.

In practice, most merchants are better served by a cash discount program because there's no state-by-state risk and no card brand registration paperwork. If you want a side-by-side breakdown, see our processor comparison page.

Yes — a cash discount program is legal in all 50 U.S. states when it's set up correctly. The legal foundation goes back to the Cash Discount Act of 1981, which amended the Truth in Lending Act to permanently allow merchants to offer a discount for paying with cash, check, or similar means. That permission was reinforced by Section 1075 of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (the Durbin Amendment), which expressly preserves a merchant's right to offer discounts for non-card payments.

The compliance line is simple: you can offer a discount from a posted price, but you can't add a surcharge on top of one without following Visa, Mastercard, and state-level rules. Payment USA builds your program inside the discount framework, so you stay on the right side of card brand rules and federal law from day one.

What does a compliant cash discount program look like?

Visa and Mastercard both publish merchant rules that govern dual pricing. To stay compliant, a cash discount program must include:

  • Clear, conspicuous signage at the entrance and at the point of sale disclosing that a cash discount is offered and how it's calculated.
  • One posted price that reflects the card price — the discount is taken at checkout, not added on top.
  • Receipts that separately itemize the cash discount, so the customer can clearly see the math.
  • A POS or terminal programmed to apply the discount automatically — no manual calculations by staff.
  • Equal treatment of credit and debit cards at the posted card price (no extra fee on debit, ever).

Payment USA handles every one of these for you. We program the terminal, deliver the signage, format the receipts, and train your staff in the exact language to use with customers — usually a 10-second conversation that ends with a thank you.

Benefits of a cash discount program

  • $0 in monthly credit card processing fees for qualifying merchants — the single largest hard-cost reduction most small businesses can make.
  • Higher net profit on every card transaction without raising menu or shelf prices for cash customers.
  • Predictable cash flow. No more 1099-K surprises, no more interchange downgrades quietly eating your margin.
  • Faster ROI than almost any other change. Most merchants see the savings on their first statement.
  • No contracts, ever. Payment USA operates month-to-month — if it's not working, you walk.

Industries that benefit most from cash discounting

Cash discount programs work in almost any face-to-face retail environment, but the math is most powerful in industries with thin margins, high transaction volume, or high average tickets. The biggest winners we work with include:

Not sure if it's a fit for your business model? Our free savings review shows you the actual numbers from your last processing statement.

What equipment do you need for a cash discount program?

In most cases, your existing terminal can be reprogrammed. If it can't, Payment USA provides a new terminal at no cost for qualifying merchants. We work with cash-discount-ready devices including the Dejavoo P1 and P3 Android touchscreen terminals, the PAX A80 countertop, and the PAX A920 wireless smart terminal — see our full merchant terminals lineup. Every device we deploy is PCI-compliant, EMV-ready, and configured to print receipts that meet card brand disclosure requirements.

Cash discount vs. cost-plus (interchange-plus) pricing

Not every business is a fit for cash discounting. If your customer base skews heavily corporate, B2B, or e-commerce, a cost-plus pricing model is often the better path. With cost-plus, you pay the actual Visa/Mastercard interchange rate plus a small, transparent margin from Payment USA — no bundled tiers, no junk fees, no surprise rate hikes after year one. Most merchants who don't move to cash discount still cut their effective rate by 30–50% just by switching to cost-plus. Read more about both models on our credit card processing services page or in the payment processing glossary.

How to switch to a cash discount program

  1. Run a free savings analysis. Upload your most recent merchant statement on our savings review page. We'll show you your real effective rate and the exact dollars you'd save under cash discount.
  2. Pick your equipment. Reprogram the terminal you already have, or get a free cash-discount-ready terminal from us if you process $25,000+/month.
  3. Approve your signage and receipt format. We design the in-store signs and receipt template to your branding and to card brand spec.
  4. Train your staff (it takes 15 minutes). We give your team the exact language to explain the program in under 10 seconds at the register.
  5. Go live. Most setups are complete in 3–5 business days. We check in after week one to fine-tune anything that comes up.

Looking for a local cash discount program provider?

Payment USA is headquartered in Texas and supports merchants in every U.S. market, with deep local presence in Dallas, Fort Worth, Houston, Austin, San Antonio, Plano, Frisco, McKinney, Arlington, and nationwide. Wherever you are, the math is the same — and so is the savings.

Common Questions

Frequently Asked Questions About Cash Discount Programs

What is a cash discount program?

A cash discount program is a pricing model where a business posts a single card price and offers a discount to customers who pay with cash. It allows merchants to pass credit card processing fees to cardholders while giving cash-paying customers a lower price. It is legal in all 50 U.S. states when set up with proper signage, compliant terminals, and itemized receipts.

How does a cash discount program work?

The business posts a card price on menus, price tags, and receipts. When a customer pays by card, they pay the posted price. When a customer pays cash, the terminal automatically applies a discount — typically 3–4% — at checkout. The merchant nets the same amount on every sale, regardless of payment method.

Is a cash discount program legal?

Yes. Cash discount programs are legal in all 50 U.S. states under the Cash Discount Act of 1981 and reaffirmed by the Durbin Amendment of the Dodd-Frank Act (2010). The key requirement is proper disclosure: signage at the entrance and point of sale, one posted card price, and receipts that separately itemize the discount.

What is the difference between a cash discount program and a surcharge?

A cash discount offers a lower price to customers who pay with cash — it is legal everywhere. A surcharge adds a fee on top of the standard price for customers who pay with a credit card — it is restricted or prohibited in several states and requires Visa/Mastercard registration. Cash discount programs carry zero compliance risk when set up correctly.

How much can a business save with a cash discount program?

Most PaymentUSA merchants save between $400 and $2,400 per month in credit card processing fees. A business processing $50,000/month at a 3% effective rate saves $1,500/month — or $18,000/year — by switching to a cash discount model.

How do I implement a cash discount program for my business?

Start with a free savings review at PaymentUSA. We analyze your last merchant statement, show you your exact effective rate, and calculate what you would save. If you qualify, we reprogram your existing terminal or provide a new one at no cost, deliver compliant signage, and have you live within 3–5 business days.

What equipment do I need for a cash discount program?

In most cases, your existing terminal can be reprogrammed. For merchants who need new equipment, PaymentUSA provides cash-discount-ready terminals at no cost for businesses processing $25,000 or more per month. All terminals are PCI-compliant, EMV-ready, and pre-programmed to automatically apply the cash discount at checkout.

Does a cash discount program affect customer behavior?

Research shows that fewer than 3% of customers change their purchasing behavior when a business implements a properly displayed cash discount program. Gas stations, government offices, and large retail chains have used dual pricing for decades with no meaningful impact on customer retention.

What Merchants Say

Trusted by Businesses Nationwide

"We saved over $2,400 a month within 60 days of switching. Setup was painless and our customers haven't batted an eye. I genuinely can't believe we waited this long."
Samuel D.
Restaurant Owner — McKinney, TX
"I didn't realize how much we were overpaying until they ran the numbers. The program paid for itself immediately. What sealed it for me was the no-contract part — zero risk."
Julia T.
Auto Repair Shop Owner — Fort Worth, TX
"No contract, no pressure, and they handled the entire setup. My staff was trained in 15 minutes. Best decision I made for my business this year — maybe ever."
Marisha P.
Retail Store Owner — Dallas, TX
Your Next Step

Let's Run the Numbers. No Pressure. Just Math.

Upload your current processing statement and we'll show you your real effective rate, your annual cost, and exactly what you'd save with a compliant cash discount program. If the numbers don't make sense for your business, we'll tell you that too. We'd rather earn your trust than make a sale.

Run My Free Savings Analysis →

Most merchants hear back within one business day.

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