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Merchant Terminals

Credit Card Machines That Pay for Themselves

Every terminal Payment USA deploys is hand-picked for speed, security, and savings — and pre-programmed for Cash Discount, Dual Pricing, or true Cost-Plus pricing. Pick the device that fits your counter, your customers, and your savings goals.

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Jump to:Dejavoo P1Dejavoo P3PAX A80PAX A920Valor VL550Valor VP100
Why Equipment Matters

The Right Terminal Pays You Back Every Month

A credit card machine is more than hardware — it's the front line of your customer experience and your single biggest lever for cutting processing fees. The terminals below are the same devices we deploy to thousands of merchants on Cash Discount and Cost-Plus programs every year. Each one is PCI-certified, EMV-ready, and configured by Payment USA before it ships — plug it in, accept your first payment in minutes, and start saving on month one.

Dejavoo P1 countertop payment terminal from Payment USACountertop
Intelligent Android countertop terminal

Dejavoo P1

A forward-looking, Android-powered countertop terminal built for businesses that want a fast, secure checkout without the bulk of a full POS. The P1 pairs a brilliant 5" HD touchscreen with a powerful octa-core processor — so every swipe, tap, dip, and contactless payment runs in seconds, not minutes.

5" HD touchscreen
Octa-core 1.5 GHz CPU
Dual-band Wi-Fi + Ethernet
High-speed thermal printer
Best for
RestaurantsRetail countersSalons & spasProfessional offices
Pricing programs supported
Cash Discount Dual Pricing Cost-Plus Traditional
View full specifications
OS
Android
Display
5" HD IPS touchscreen (720 × 1280)
Memory
1 GB RAM + 16 GB ROM
Connectivity
Wi-Fi 2.4/5 GHz, Ethernet, Bluetooth
Card support
EMV chip, swipe, NFC contactless
Printer
2" thermal, 70 mm/sec
Security
PCI-validated, 3DES + RSA encryption
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Dejavoo P3 wireless / mobile payment terminal from Payment USAWireless / Mobile
Wireless Android terminal — process anywhere

Dejavoo P3

Take payments wherever your business goes. The P3 is a super-secure Android wireless terminal with 4G LTE plus Wi-Fi, a removable lithium battery for all-day shifts, and a 5" HD touchscreen that makes tableside, curbside, and on-the-go checkouts effortless.

4G LTE + Wi-Fi 2.4/5 GHz
Removable battery, all-day life
5" HD touchscreen
Android 11 with hardened security
Best for
Restaurants & food trucksMobile servicesPop-ups & eventsDelivery & curbside
Pricing programs supported
Cash Discount Dual Pricing Cost-Plus Traditional
View full specifications
OS
Android 11
Display
5" HD IPS touchscreen (720 × 1280)
Memory
16 GB ROM + 1 GB RAM (2 GB optional)
Connectivity
4G/3G/2G + dual-band Wi-Fi + Bluetooth
Battery
Removable Li-polymer 7.4 V / 2600–3350 mAh
Card support
EMV chip, swipe, NFC contactless
Printer
2" thermal, 70 mm/sec
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PAX A80 countertop payment terminal from Payment USACountertop
Smart countertop workhorse

PAX A80

The PAX A80 brings smart-terminal speed to a traditional countertop footprint. With state-of-the-art Android tech, dial / Ethernet / Wi-Fi / Bluetooth connectivity, and PCI PTS 5.x security, it's the dependable anchor for any front counter — from quick-serve restaurants to specialty retail.

Cortex A53 + 8 GB / 1 GB DDR3
Dial, Ethernet, Wi-Fi & Bluetooth
PCI PTS 5.x certified
Optional backup battery
Best for
Quick-serve restaurantsBoutique retailService shopsHealthcare & dental front desks
Pricing programs supported
Cash Discount Dual Pricing Cost-Plus Traditional
View full specifications
OS
Android
Display
4" 800 × 400 capacitive color touch
Memory
8 GB eMMC + 1 GB DDR3 (microSD up to 32 GB)
Connectivity
Dial, Ethernet, Wi-Fi, Bluetooth
Card support
MagStripe, EMV chip, NFC contactless
Security
PCI PTS 5.x certified
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PAX A920 wireless / mobile payment terminal from Payment USAWireless / Mobile
Elegant wireless smart terminal

PAX A920

Sleek, lightweight, and built for the modern customer experience. The A920 puts a 5" HD display, advanced connectivity, and a 5MP camera into one elegant device — equally at home at the table, on the floor, or behind the counter. Perfect for restaurants, retail, and on-the-move service businesses.

5" HD multi-touch display
5,250 mAh long-life battery
4G + Wi-Fi + Bluetooth 4.0
PCI PTS 5.x SRED
Best for
Full-service restaurantsFashion & retail floorsDelivery & rideshareMobile services
Pricing programs supported
Cash Discount Dual Pricing Cost-Plus Traditional
View full specifications
OS
Android (Paydroid)
Display
5" IPS WXGA 720 × 1280 multi-touch
Memory
8 GB eMMC + 1 GB RAM (16/2 GB optional)
Connectivity
4G + Wi-Fi (2.4 GHz, 5 GHz optional) + Bluetooth 4.0
Camera
5MP rear + 0.3MP front (barcode-ready)
Card support
Chip & PIN, NFC, MagStripe
Battery
5250 mAh / 3.7 V
Certifications
PCI PTS 5.x SRED, EMV L1 & L2
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Valor VL550 wireless / mobile payment terminal from Payment USAWireless / Mobile
The advanced portable solution

Valor VL550

Engineered for fast-paced businesses that demand efficiency, reliability, and real flexibility. The VL550 makes Cash Discount, Dual Pricing, and surcharging seamless, so you can offer customers swipe, tap, or dip — all on a wide 5.5" touchscreen with split billing, digital receipts, and SMS or email transactions baked in.

5.5" capacitive touchscreen
PCI PTS 6.x certified
Dual-band Wi-Fi + GPRS + Ethernet
100 mm/sec thermal printer
Best for
Restaurants & barsSalons & spasMobile vendorsRetail with tableside checkout
Pricing programs supported
Cash Discount Dual Pricing Cost-Plus Traditional
View full specifications
OS
Android 12
Processor
ARM A53 quad-core 2.0 GHz + secure processor
Display
5.5" TFT LCD, 1440 × 720, signature capture
Memory
32 GB flash + 2 GB RAM, microSD slot
Connectivity
Wi-Fi 2.4 / 5 GHz, GPRS, Ethernet
Card support
MagStripe, EMV chip, NFC contactless
Battery
2600 mAh / 7.4 V Li-ion
Certifications
PCI PTS 6.x, EMV L1/L2, payWave, PayPass
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Valor VP100 countertop payment terminal from Payment USACountertop
The innovative countertop solution

Valor VP100

A compact, intuitive countertop terminal with a spacious touchscreen, digital signature capture, and effortless bill splitting for group payments. Dual MID support and auto-failback connectivity keep your checkout running 24/7 — even when one connection drops.

3.5" capacitive touchscreen
EBT enabled — swipe, tap, dip
Wi-Fi + Ethernet with auto-failback
PCI PTS 6.x certified
Best for
Quick-serve restaurantsConvenience storesGrocery & corner marketsService counters
Pricing programs supported
Cash Discount Dual Pricing Cost-Plus Traditional
View full specifications
OS
Linux-based secure OS
Display
3.5" TFT LCD, 320 × 480 capacitive touch
Memory
128 MB flash + 64 MB DDR (up to 256 / 128)
Connectivity
Wi-Fi 2.4 GHz + Ethernet, auto-failback
Card support
MagStripe, EMV chip, NFC, EBT
Printer
57 mm × 50 mm, 100 mm/sec
Certifications
PCI PTS 6.x, EMV L1/L2, payWave, PayPass
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Built for Real Savings

Every Payment USA Terminal Comes Ready to Work

Hardware is only half the story. The reason merchants stay with Payment USA is the program behind it.

Cash Discount Programs

Every terminal Payment USA deploys is pre-configured for Cash Discount or Dual Pricing — eliminating up to 100% of your processing fees while staying fully compliant in all 50 states.

Cash Discount details

Cost-Plus (Interchange-Plus) Pricing

Prefer a transparent, line-item statement? We program your terminal for true Cost-Plus pricing — interchange + a flat, disclosed margin. No tiered buckets, no surprise downgrades.

See pricing models

PCI-Validated Security

Every device on this page is PCI PTS certified with end-to-end encryption and tokenization. Your customers' card data is protected from the moment it touches the reader.

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Same-Day U.S. Support

Real humans, based in the U.S., who answer the phone. Lost paper roll? Lightning storm fried a terminal? We ship a replacement and walk you through setup the same day.

Contact support
Use Cases

Which Terminal Fits Your Business?

Brick & Mortar Counter

A fixed checkout that needs speed, EMV chip, contactless tap, and a fast receipt printer. Pair with Cash Discount to keep nearly 100% of every sale.

Recommended terminals
PAX A80Dejavoo P1Valor VP100
Retail stores solutions

Restaurants & Bars

Tableside ordering, tipping prompts, split checks, and digital receipts. Wireless terminals turn every server into a faster, friendlier checkout.

Recommended terminals
Dejavoo P3PAX A920Valor VL550
Restaurants solutions

Mobile & Field Services

Contractors, salons-on-the-go, food trucks, and delivery — long battery life and 4G LTE keep payments flowing wherever you set up shop.

Recommended terminals
PAX A920Dejavoo P3Valor VL550
Contractors & trades solutions

Keep Exploring Payment USA

Cash Discount ProgramCredit Card ProcessingE-Commerce ProcessingRetail & POS SystemsMOTO & Virtual TerminalHigh-Risk Merchant ServicesRestaurants SolutionsRetail SolutionsFree Savings ReviewCompare ProcessorsFAQContact Payment USA
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Get the Right Terminal — and the Right Rate — Today

Send us a recent statement. In under 24 hours, Payment USA will tell you which terminal fits your business, how much you'll save with Cash Discount or Cost-Plus pricing, and exactly how fast we can ship.

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