TSYS Merchant Solutions: Who Owns It Now, and Where Your Account Went

Credit where due: this is one of the largest payment companies on earth, and the scale is real. Global Payments self-reports 100+ countries, 73 billion transactions per year, and 5 million merchant accounts — and after closing the Worldpay acquisition in January 2026, the combined company reports 6+ million merchant locations and roughly $3.7 trillion in annual payment volume. Its flagship merchant product is Genius, an all-in-one point-of-sale system sold in Essentials, Advanced, and Complete tiers.

It also does something rare for a processor this size: it publishes entry pricing. As of September 2026, globalpayments.com lists Genius software at$0/month (Essentials), $42/month (Advanced), and $129/month (Complete), each paired with a processing rate of 2.6% + $0.10 on certain in-person card transactions. The fine print matters, though — by the page's own footnotes, the monthly price covers the software subscription only (interchange, assessments, and other third-party charges are extra), the 2.6% + $0.10 applies to certain in-person transactions while online and card-not-present rates "may vary" and are not published, and all pricing is "subject to underwriting." Contract length and early-termination fees aren't disclosed on the pricing page either. In short: the number you actually get is negotiated, not listed.

To see how a rate like that compares across pricing models — and what a flat rate really costs versus interchange-plus — start with our processor comparison and run your own volume through the processing fee calculator.

A merger, a rebrand, or a change of ownership is precisely when the terms of a merchant account tend to change quietly. Repricing notices arrive as statement inserts or fine-print updates, new line items appear under unfamiliar names, and the support team you knew gets reorganized. None of that is unique to Global Payments — it's what consolidation does — but if your account has been passed from TSYS Merchant Solutions to Global Payments to whatever brand your statement carries now, it has lived through a lot of opportunities for its pricing to drift. Read every repricing notice, and compare this month's effective rate to what you were actually quoted.

This is a real difference in how Payment USA operates. We use transparent interchange-plus pricing, so you see exactly what the card networks charge and exactly what we add — a model where hiding fees is structurally impossible. And there are no long-term contracts and no cancellation fees: you stay because it works, not because you're locked in. If a decade of industry consolidation has left you unsure what you're even paying, a free statement review will name every line on it.